VA Loans

Start by reaching out to schedule a consultation, where we’ll explore your loan options and guide you through the process. You can get in touch via the form on this website or by emailing [email protected].

We’ll review your credit score, income sources, and existing debt to ensure you meet the requirements for a VA loan. If necessary, we’ll provide guidance on steps you can take to enhance your qualification.

We can assist you in collecting the required documents, such as pay stubs, DD214, tax returns, and credit history, to secure your pre-approval. This process not only helps determine how much you’re eligible to borrow but also enhances your credibility when submitting an offer on a home. Plus, we use a soft credit pull for pre-approval, ensuring there’s no impact on your credit score.

With your pre-approval secured, you’re ready to begin your home search. If you don’t already have a realtor, we can connect you with experienced agents tailored to your specific needs.

We’ll then guide you through completing your loan application. This involves submitting the necessary documents and ensuring everything is prepared for the underwriting process.

This loan type requires a property appraisal to assess its market value and confirm it meets essential standards. We’ll also assist you in scheduling a home inspection to uncover any potential issues with the property.

We will handle your application, carefully verifying all the details you’ve provided. During underwriting, the lender will conduct an in-depth review of your financial profile to confirm it meets the necessary guidelines.